Active Clients
Verified Searches Monthly
Avg Processing Time (Instant)
Whether you’re a fintech lender, financial services firm, or a debt collector, Quandis can provide a solution to fit your specific use case. Here are some common use cases where QMS has been deployed for efficiency, optimization, and risk mitigation purposes.
Whether your organizations clients are in the originations or default space, let us keep you or your clients SCRA and/or MLA compliant.
We offer the ability to embed status checks directly into your digital loan platforms to prevent delays and manual errors.
Need to maintain a full audit trail of military status checks and results for internal audits or regulatory reviews? No problem! We’ve got you covered there, too.
SCRA and MLA differ in terms of compliance requirements and what return details are needed. Check out the below details to determine the right solution for your organization.
Servicemembers on pre-service debts when they subsequently become active duty after opening an account.
Active duty servicemembers and their dependents at time of origination.
Caps interest rate charges, including fees, at 6 percent.
Caps interest and fees at 36 percent MAPR and requires the effective MAPR to be calculated each month for open-ended credit.
Requires disclosures be provided by mortgage servicers on mortgages at 45 days of delinquency.
Disclosure must occur when the borrower becomes obligated for the transaction, or at the time the account was established.
Quandis offers a variety of search types and fully customizable features to meet diverse compliance needs.
Real-time verification for interactive scenarios like “Click Here” for eligibility forms and “Customer is on the phone“—powered by OpenAPI integration for seamless access from any system. With on-demand search results enabling quick decision-making, providing verification exactly when and where you need it.
Batch processing offers all the same automation and functionality as real-time searches, but offers the ability to search for multiple service members in one file submission.
We offer many features in the batch process, adding significant value to your organizations military verification processes.
On average, data results are returned within a matter of minutes.
After your initial searches are complete, you may need to perform periodic searches across your portfolio.
Let us automate that for you, too.
In addition to multiple search options, Quandis offers different packages to fit your compliance needs.
Ideal for attorneys and other organizations that need to provide proof to third parties such as auditors or courts, that military status has been verified. The compliance package provides a complete audit trail of screen shots and certificates.
Additional options offered within the compliance package:
Ideal for banks and other organizations that need to verify military status to remain compliant within their business operations.
Verification packages include:
Yes! The QMS Integration Guide can be found here.
Yes! The QMS Data Dictionary can be found here.
You need to provide borrower details such as name, address, and social security number to perform a thorough search.
Yes, data is transmitted securely via encrypted channels, ensuring the protection of sensitive borrower and case information.
QMS provides audit logs and confirmation reports to validate the data submitted to the Department of Defense.
Quandis employees follow strict data privacy protocols, ensuring no unauthorized access or misuse of sensitive information.
Yes, QMS supports customizable data formats such as XML and JSON, adapting to your existing systems.
Yes, all processed data is encrypted and stored securely, adhering to industry-standard security practices and compliance requirements.
Yes, QMS can integrate with existing endpoints, enabling seamless data exchange and automation within your systems.
Data is retained based on your organization’s specific retention policy, complying with legal and regulatory requirements.
Yes, QMS is scalable and can handle high volumes of searches efficiently, meeting large-scale operational needs.
No, Quandis does not alter data points; it submits accurate information and returns results exactly as provided by the SCRA.
We offer OpenAPI (see our API): integrate our data solutions directly into your CMS or call center applications.
Easy data exchange via HTTPS or sFTP; other protocols can be utilized but require additional configuration.
Data is encrypted at rest (using PGP, TDE), meeting the highest security requirements.
Pickup model offered for those who don’t allow inbound transactions.
Prioritize batch orders with QMS routing capabilities.
When the DoD site is offline, orders are placed in a pending queue until it is back online so nothing is lost.
Fully automated processing; no one touches your data unless research is requested.
Distributed servers around the US for full compliance with DoD’s terms of service.
Auto-scaling infrastructure to handle sudden volume spikes with no interruption.
Let’s discuss how Quandis Military Search (QMS) can help you minimize regulatory risks, and simplify your military tracking and management operations. Reach out to us today to explore how we can
support your business needs.
